About Paycheck Calculator India
Empowering Indian professionals, engineers, and job seekers with transparent CTC clarity.
Our Mission
We build fast, clean, private, and mathematically rigorous salary calculators designed to help Indian employees decode complex CTC offer letters.
Understanding your true in-hand salary should not require complex spreadsheets, paid consultations, or surrendering your personal data. Our tools are completely free, execute 100% in your browser, and store zero personal data.
Why Indian CTC Needs Clarity
The Indian employment landscape is famous for its wide disparity between quoted Cost to Company (CTC) figures and net bank credits. Between employer EPF contributions, statutory gratuity, professional taxes, and multi-tier progressive tax brackets, salaried employees often receive 20% to 35% less than their top-line package.
With the introduction of the New Tax Regime (Section 115BAC) and its significant revisions under the Finance Act 2025, choosing between New and Old regimes has become one of the most critical financial decisions for every employee.
Core Principles
- Zero Tracking & Complete Privacy: All calculations run directly on your device. We do not store your salary, name, or deductions.
- Statutory Rigor: We adhere strictly to the Income-tax Act, EPFO circulars, and state tax enactments.
- Continuous Updates: Our engine is refreshed after every Union Budget to reflect updated exemptions, rebate thresholds, and surcharge caps.
Salary & Tax Calculator Hub
Core Calculators
Tax Regimes
FY 2025-26 Indian Statutory References & Tax Audit
Our salary calculation engine models statutory provisions under the Indian Income-tax Act, 1961 (amended by Finance Act 2025), EPFO circulars, and the Payment of Gratuity Act, 1972. All calculations are strictly client-side and deterministic.